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By surviving the first six minutes Hargreaves matched the total amount of playing time he had managed previously in virtually three years - and by scoring his first goal since April 2008 he set the hosts on their way to a fifth win of the season in all competitions.

Investors face a quandary. Cash offers a return of virtually zero in many developed countries; government-bond yields may have risen in recent weeks but they are still unattractive. Equities have suffered two big bear markets since 2000 and are wobbling again. It is hardly surprising that pension funds, insurers and endowments are searching for new sources of return.

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