The policy would be a “facultative” policy, whereby the insurers would first have assessed the risk involved in the particular shipment and decided to accept it.

This hypothesis might be supported by the evidence that there are varieties of pathogenic fungi of which parasitism is in varying degrees, between obligate parasitic and facultative parasitic. The facultative parasite, which usually lives as a saprophyte but under some conditions can parasitize on a plant, seems to be a pathogen with the lowest parasitic adaption.

For then it is seen, as before, that it is the points outside the two sheets which are facultative, and not the points between the surface and the touching plane.

Facultative

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